Japan Post Visa Credit Card - Learn How to Easily Apply

Welcome to our guide on applying for the Japan Post Visa Credit Card

In this article, we'll walk you through the simple steps to apply for this card, highlighting its features and benefits. 


Whether you're looking for a card with great rewards or a convenient payment option, the Japan Post Visa Credit Card could be the perfect choice.

Why Japan Post Visa Credit Card?

Are you seeking a credit card with convenience, reliability, and excellent benefits? 

Here's why the Japan Post Visa Credit Card could be the perfect choice for you:

  • Convenience: Accepted worldwide, including at Japan Post ATMs and branches.
  • Reliability: Backed by the trusted Japan Post brand.
  • Benefits: Earn points on purchases, enjoy discounts, and access exclusive offers.
  • Accessibility: Easy application process, with online and in-person options.
  • Security: Chip technology and additional security features for peace of mind.
  • Flexibility: Choose from various card types to suit your needs.
  • Support: Dedicated customer service for assistance and inquiries.
  • Community: Join a community of cardholders and enjoy member privileges.
  • Innovation: Access to the latest in payment technology and services.

Japan Post Visa Credit Card - Learn How to Easily Apply

Eligibility Criteria

To apply for the Japan Post Visa Credit Card, you must meet the following criteria:

  • Age: Must be at least 18 years old.
  • Residency: Must be a resident of Japan.
  • Income: Must have a stable income.
  • Credit History: Must have a good credit history.
  • Other Requirements: Any additional requirements specified by Japan Post.

Card Fees

When using the Japan Post Visa Credit Card, it's essential to be aware of the following charges and their approximate values:

  • Annual Fee: The annual fee for the card is typically around ¥1,000 to ¥3,000.
  • Interest Rates: The interest rates for purchases, cash advances, and balance transfers vary but are usually around 15% to 20%.
  • Foreign Transaction Fees: Fees for transactions made in foreign currencies are typically around 1% to 3% of the transaction amount.
  • Late Payment Fees: Late payment fees are usually around ¥1,000 to ¥3,000 or a percentage of the outstanding balance.
  • Overlimit Fees: Overlimit fees, if applicable, are typically around ¥1,000 to ¥3,000.
  • Other Fees: Additional charges for services such as card replacement or emergency cash advances may apply.

Japan Post Visa Credit Card - Learn How to Easily Apply

Application Process

Applying for the Japan Post Visa Credit Card is simple. Here's how you can easily apply for the card:

  1. Prepare Your Documents: Gather all necessary documents, including proof of identity and income.
  2. Fill Out the Application Form: Complete the application form accurately and thoroughly.
  3. Submit Your Application: Submit your application online or in person at a Japan Post branch.
  4. Wait for Approval: Wait for your application to be processed and approved.
  5. Receive Your Card: You will receive your Japan Post Visa Credit Card by mail once approved.
  6. Activate Your Card: Follow the instructions to activate your card before use.

Approval Process

After submitting your application for the Japan Post Visa Credit Card, the approval process typically follows this timeline:

  • Immediate Acknowledgment: You will receive an immediate acknowledgment of your application.
  • Processing Time: The processing time can vary but is usually completed within a few business days.
  • Approval Notification: You will be notified via email or mail once approved.
  • Card Delivery: Your Japan Post Visa Credit Card will be delivered shortly after approval.
  • Activation: Activate your card following the provided instructions before use.

Factors that May Affect Approval

While applying for the Japan Post Visa Credit Card, several factors could influence the approval of your application:

  • Credit Score: A higher credit score increases your chances of approval.
  • Income: A stable income demonstrates your ability to repay debts.
  • Existing Debts: High levels of existing debt may impact your approval.
  • Credit History: A positive credit history improves your chances of approval.
  • Employment Status: Stable employment can positively affect your application.
  • Residency Status: Being a resident of Japan is typically required for approval.
  • Age: Applicants must meet the minimum age requirement, usually 18.
  • Other Financial Obligations: Existing financial commitments may be considered.
  • Application Accuracy: Ensuring your application is complete and accurate can improve your chances of approval.

Japan Post Visa Credit Card - Learn How to Easily Apply

Receiving the Card

Once your Japan Post Visa Credit Card application is approved, you can expect to receive your card by mail. 

Here's what you need to know about receiving your card:

  • Delivery Time: Cards are typically delivered within a few business days to the address provided in your application.
  • Card Activation: Upon receiving your card, you must activate it before use.
  • Security: Ensure you receive the card securely to prevent theft or misuse.
  • Contact Information: Keep your contact information updated to receive important notifications regarding your card delivery.

Activating the Card

After receiving your Japan Post Visa Credit Card, you must activate it before using it. Here's how to activate your card:

  • Activation Methods: Activate your card online, through an ATM, or by calling the activation hotline.
  • Verification: You may need to verify your identity and provide the necessary information to activate your card.
  • PIN Setup: Set up your personal identification number (PIN) for ATM and in-store transactions.
  • Expiration: Your card may expire, so activate it promptly to start enjoying its benefits.
  • Usage: Once activated, you can use your Japan Post Visa Credit Card for purchases and transactions.

Contact Details

If you need assistance with your Japan Post Visa Credit Card, you can reach out using the following contact information:

  • Toll-Free Number: Dial 0120-5931-55 for domestic calls within Japan.
  • Chargeable Mobile Phone Number: For mobile phone users, call 0570-046-666 (charges may apply).
  • English Support: Contact 0570-046-111 for assistance in English.
  • Head Office Location: Visit the head office at 2-3-1 Otemachi, Chiyoda-ku, Tokyo 100-8792 for in-person inquiries.

The Bottomline

In conclusion, applying for the Japan Post Visa Credit Card is a straightforward process that offers numerous benefits. 

This card is a valuable financial tool with its worldwide acceptance, rewards program, and enhanced security features. 

Apply today to enjoy the convenience and rewards it offers.


The information provided in this article is for informational purposes only. 

The terms and conditions of the Japan Post Visa Credit Card may vary and are subject to change. 

Please refer to the official Japan Post website or contact Japan Post for the most up-to-date information.

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