For many people in Japan, one of the most difficult things to do is to apply for a credit card. There are a lot of requirements and it is also very challenging to maintain a credit card.
This is why many credit card companies make it easier and more convenient for people to apply for and own credit cards. The Epos Gold Credit Card is the perfect example of such a card.
With its layers of features and benefits, it is one of the best credit cards for starters which will also teach you how to use your credit card efficiently. Check out the article below to learn more about the Epos Gold Credit Card and how to apply.
Learn More About the Epos Gold Credit Card
The Epos Gold Credit Card is one of the best starter credit cards that is often applied by students and many homemakers in Japan.
The company has stated that they want to make the credit card available to everyone in Japan.
This made it very easy to apply for the card by having less hassles along the way.
Check out the benefits and features that you can enjoy with this credit card below.
Earn Cashback Points
When you get the Epos Gold Credit Card, you can enjoy earning cashback points ranging from 0.5% to 1.25% per 1 yen, depending on the type of transaction.
You can easily accumulate many cashback points when you use the card on all of your transactions, especially in payments such as convenience store purchases.
Cardholders can then enjoy using their cashback points as discounts and other rewards.
Affordable Annual Fee
What truly sets the Epos Gold Credit Card apart from many other credit cards in Japan is its annual fee. With this card, you will never have to pay an expensive annual fee.
Many credit cards offer zero annual fees in the first year and then charge extremely high fees in the following years.
With this credit card, you only have to pay 5,000 yen for the annual fee. You also waive the fee if you spend more than 500,000 yen a year with the card.
Check Out Their Signup Campaigns
Signup campaigns are events in which the credit card company contacts potential applicants through kiosks in malls and other public places.
This makes it even way easier for applicants to apply for the card. Alongside this, they also offer signup campaign points of up to 2,000 yen when you apply for the card during the campaign.
This encourages many people to immediately sign up for the card.
Get Freebies and Exclusive Offers
When you sign up for the Epos Gold Credit Card, you also get exclusive offers and freebies.
Cardholders can get 10% off at Marui during their yearly sale and other shopping deals and discounts.
This ultimately enhances your shopping experience and get more value when you use the card in different establishments across Japan.
Interest Rates and Other Charges
The Epos Gold Credit Card has an interest rate of 18% variable APR for purchases.
There are also late payment charges and cash advance fees depending on the amount you withdraw.
All of the charges will be laid out to you during your application and can also be found in the terms and conditions before your application and approval.
Contact Details
For more details, you can contact them through their customer service hotline at 03-3383-0101.
You can also visit their main office located at 3-22-14, Minami-cho, Kokubunji-shi, Tokyo 185-0021.
Applying for the Epos Gold Credit Card
Applying for the Epos Gold Credit Card is made easy thanks to the company's mission to make the credit card accessible to millions of people.
There are several steps in applying for a credit card but you also need to be aware of the requirements and eligibility criteria before you apply.
Required Documents and Eligibility
When applying for the Epos Gold Credit Card, you will be required to submit several documents that have your personal and financial information.
These documents include your government-issued IDs, proof of income, and employment information and history. If you are a foreigner living in Japan and want to apply for a card, you may also be required to submit proof of residency.
A credit report might also be requested during the application to assess your credit limit.
Online Application Process
To apply for the Epos Gold Credit Card, visit the official website, check out the credit card section, and click Apply to start the application process.
Fill out the online application form with your information. Review the details including the terms and conditions before you submit for proper verification.
Wait for their approval, or contact their customer service hotline for updates. Once you're approved, you should receive your new credit card within a few business days.
How to Maximize Using Your Epos Gold Credit Card
Your Epos Gold Credit Card is loaded with so many features and benefits that you should optimize.
Having a credit card means you need to maximize all of its benefits so you can get the most out of your credit card. Here are some tips to do so.
Use the Card for Daily Purchases
One of the most applicable advantages of the Epos Gold Credit Card is that it can be used for daily purchases.
You can quickly collect cashback points and other rewards if you use them on your coffee shop purchases, dining, groceries, and many other daily transactions.
Subscribe to Updates
Always stay updated with the card's current promos. You can easily take advantage of a lot of discounts and promotions by subscribing to their newsletter.
Please also turn on the notification option on your account so you can receive these updates in your email.
You should also update your contact information so you continuously receive these updates.
Conclusion
The Epos Gold Credit Card is a one-of-a-kind credit card that lets you access different features and benefits that you can easily take advantage of. Take the leap today and apply for the Epos Gold Credit Card.
Note: There are risks involved when applying for and using credit. Consult the bank’s terms and conditions page for more information.
